Retail Credit Card Payment Processing

Process credit card transactions with built-in verification and fraud prevention for retail businesses. **Estimated time:** 5-15 minutes per transaction **Difficulty:** Easy **Team size:** 1-2 (cashier/payment processor) **Best for:** Retail stores, e-commerce businesses, service providers accepting card payments This Tallyfy template includes card network verification, bank authorization, fraud screening, and transaction logging to ensure PCI-compliant payment processing.

5 steps 2 automations

Accounting payments creditcards

Import this template free

Process steps

Order placed by client

1 days from previous step

task

Client: {{client-217357}} Email: {{client-email-217358}} Mobile: {{client-phone-number-217359}} Item(s) purchased: {{item-s-purchased-217360}} Card type: {{card-type-217361}}

Payment verified by card network

4 hours from previous step

task

Verify the payment with the card network (Visa, Mastercard, etc.) Check that: - Card number is valid - Card is not expired - Sufficient funds available - No fraud flags

Form fields in this step

Card valid?

Funds available?

Payment verified by issuing bank

8 hours from previous step

task

Verify the payment authorization with the issuing bank. Confirm: - Account holder matches cardholder - Transaction approved by bank - Authorization code received

Form fields in this step

Account valid?

Transaction complete - Update records

1 days from previous step

task

Finalize the transaction and update all records. Required actions: - Update customer database - Send receipt to customer - Log transaction for reconciliation - Archive payment documentation

Fraud screening review

2 hours from previous step

approval

Review transaction for potential fraud indicators. Check for: - Unusual transaction patterns - Geographic anomalies - Velocity checks (multiple transactions) - AVS/CVV mismatch Approve or flag for manual review.